Need an appraisal for an FHA-backed mortgage? Call MCM Appraisals

We are happy to say that MCM Appraisals is an FHA-approved appraisal service in CA. If you have an FHA-secured mortgage, be sure to contact MCM Appraisals, as we are approved and qualified to produce FHA appraisal reports. FHA's guidelines, documentation and policies may seem difficult to grasp, but the staff at MCM Appraisals is well-trained on how to follow the rules and regulations provided.

The FHA is the Federal Housing Administration, which is a federal organization in the United States Department of Housing and Urban Development (HUD) - if your loan is an FHA-insured loan, it means it is secured by them. None of the funds are provided by the FHA; what the FHA does is make sure that the loan is taken care of in case the borrower doesn't pay their loan. Available to all homebuyers, FHA loan programs are made to aid credit-worthy low-income and moderate-income families who do not meet requirements for conventional loans.

Down payments are often lower with an FHA loan despite using conventional market rates. Those with lesser income or less starting money to put down on a mortgage are assisted the most from FHA loan programs.